Nitin Bhargava

Chief Technology Officer - Business Technology
Mashreq Bank

Nitin is a Digital Transformation expert and led many large scale transformational programs across various functions of Investment, Retail and Corporate banking, Quality and Testing. He is a seasoned Business and Technology pacesetter with 29 years of experience across blue chip organizations: Citi, Morgan Stanley, Barclays, JP Morgan and Mashreq Bank, UAE. Nitin is currently the Head of Business Technology at Mashreq Bank based in Dubai, UAE.  


A strategic thinker and leader, he has an excellent track-record of leading and managing high performance teams to deliver complex projects in large Technology & Operations environments with multi-country, multi-site presence. He takes a relationship driven approach with business leaders, strategic suppliers & employees to harness global talent.


A Leader by nature, some of his key transformation initiatives include:


  • Customer Experience; leading customer journeys with business
  • Digital transformation
  • Robotics & AI
  • RegTech (instrumental in setting up RegTech as a unit @ Mashreq)
  • Setting up ODC’s (consolidation, expansions and in sourcing)
  • Advanced Analytics; SelfServe
  • Mobility
  • Payments
  • Service Management
  • Financial Management
  • Vendor Relationship Management


As a strong practitioner of quality excellence, his success story at Barclays was a primary focus on a global scale, to aggressively reduce the cost of testing, increase the quality of testing and enhance customer experience.  He managed an 1100+ strong Testing Centre of Excellence teams across 8 locations, continuously developing meaningful metrics and managing a budget of £60 million.


Nitin holds an MBA from The Ohio State University, USA where he topped the course (Weilder Scholar) and a Bachelor of Commerce from Hindu College, University of Delhi, India.


He is a speaker and panelist at various industry forums for CIO on Banking and Technology. Nitin has been awarded The CIO of the year for last two years since his entry in UAE.


  • Pedro Pinto Coelho

    Executive Chairman, Banco BNI Europa

  • Sandeep Chouhan

    EVP - Group Head Operations & Technology, Mashreq Bank

  • Yan Bechet

    Chief Operating Officer, Commercial Banking, HSBC Bank Middle East Limited

  • Abdulaziz Abanmi

    VP for Technology, Saudi Payments

  • Fraser Brown

    Executive Director, Authorisation – Banking & Insurance, ADGM Financial Services Regulatory Authority

  • Mohamed Abdelrazek

    CIO - Africa, Middle East & Islamic Banking, Standard Chartered

  • Yuri Misnik

    Group Chief Technology Officer, First Abu Dhabi Bank

  • David Aldred

    Managing Director, Treasury and Trade Solutions, Citibank

  • Dr. Joseph George

    Head - IT Information Systems & Technology , National Bank of Fujairah P JSC

  • Frederic De Melker

    Managing Director, Personal Banking, RAKBANK

  • Onur Ozan

    Regional Head - Middle East, North Africa and Turkey, Swift

  • Giselle Bou Ghanem

    Customer Engagement Solutions - Middle East, Africa and Turkey, Avaya

  • Hans van Loon

    Director - Digital Transformation Solutions, United MakGroup

  • Dr. Konstantinos Tsanis

    Chief Innovation and Data Officer, WEMA Bank / ALAT

  • Peter Kelleher

    Chief Business Development Officer, Tradesocio

  • Laurence Smith

    Chief People Officer, Eradah Capital

  • Bhavin Shah

    Partner | Financial Services, Roland Berger Middle East

  • Dr. Scott Levy

    Chief Executive Officer, Bedford Row Capital Advisers Limited

  • Craig Moore

    Founder & CEO, Beehive

  • Kellie Blyth

    Counsel, Baker & McKenzie Habib Al Mulla

  • Mark Ferguson

    Business Development Director, Aion Digital

  • Mohamed Roushdy

    Founder, Fintech Bazaar

  • Adrianus Schoorl

    Local Partner, White & Case